Financing
Get the set now. Pay over time.
Spread the cost of your new wheels into simple payments. Pay-over-time options like Shop Pay Installments, Affirm and Klarna are available at checkout where eligible.
on a $1,000 set over 12 months at 15% APR
- Checking eligibility usually won’t affect your credit score
- See your total cost before you commit
- Decide right at checkout, no paperwork
How it works
From cart to installed in four steps
Add your wheels
Pick your set and head to checkout like normal.
Choose pay over time
Select an installment option on the payment step, where available for your order.
Get a quick decision
The provider shows the plans you qualify for, with the total cost, in seconds.
Pay monthly
Make payments with the provider directly. Many plans let you pay off early with no penalty.
Estimator
Estimate your monthly payment
Enter an amount and pick a term to see a rough monthly payment. Your actual rate and options are shown at checkout.
Some plans are 0% APR; others range up to about 36% APR depending on eligibility.
Illustration only, before tax and shipping. Plans, rates and any down payment depend on the provider, your eligibility and your order amount.
Options
Ways to pay over time
Available at checkout where eligible. The options you see depend on your order total and location.
Shop Pay Installments Popular
Split your purchase into 4 interest-free payments, or choose monthly installments on larger orders.
Affirm
Monthly payment plans with your total cost shown up front and no late fees.
Klarna
Pay in 4 interest-free payments or choose a longer financing plan, where eligible.
Don’t see an option at checkout? It may not be available for your order amount or region. Message us and we’ll help.
What you can finance
Every set in the store
Questions
Financing FAQ
Will checking if I qualify affect my credit score?
Most providers use a soft credit check to show you your options, which doesn’t affect your credit score. If you accept a loan, the provider may report it to credit bureaus. Check the provider’s terms at checkout for details.
Who can use pay-over-time options?
Generally you need to be 18 or older (or the age of majority where you live), have a U.S. address and a mobile number to verify your account. Approval and options depend on the provider.
What rates and terms can I get?
It depends on the provider, your eligibility and your order total. Some plans are interest-free; others carry an APR. You’ll see every option you qualify for, with the total cost, before you confirm.
Can I pay off early?
With most plans, yes, and without a prepayment penalty. Manage your payments directly with the provider.
What happens if I return my wheels?
Returns follow our standard return policy. Once your return is processed, the provider updates or refunds your plan. Questions about your balance go to the provider; questions about the order come to us.
Can you help me pick the right size before I finance?
Absolutely. Use the size guide or call us at (626) 814-1350 and we’ll confirm fitment before you order.
Questions about financing or fitment?
We’re happy to help you plan your set and your budget.
Payment options are provided by third-party lenders, are subject to an eligibility check and may not be available in all states or for all order amounts. A down payment may be required. Rates, terms and fees are set by the provider and shown at checkout. Estimates on this page are for illustration only and are not an offer of credit.
